Packages for Every Stage

Transparent engagements designed to guide you from your first clean close to a successful exit.

Pricing That Grows With Your Business

We price based on stage and complexity, not hourly billing, so you always know what your finance department costs each month.

All plans are service‑only. Clients maintain and pay for their own QuickBooks Online and payroll software subscriptions.

STABILIZE

Essential Bookkeeping

$400 / month

Best for: Very small businesses that need clean books and reliable monthly numbers

Close target: by Day 15

Included:

  • Monthly bank & credit card reconciliations
  • Month‑end close
  • Financial statements (P&L, Balance Sheet, Cash Summary)
  • Short written monthly recap

Plan limits:

  • 1 entity
  • Up to 3 financial accounts
  • Up to 250 transactions/month
  • Stripe treated as a single deposit

Not included:

  • AP / AR of any kind
  • Payroll (available as add‑on)
  • Forecasting or job‑level reporting

OPTIMIZE

Full-Service Accounting & Payroll

$1,000 / month

Best for: growing businesses that want faster close and clear explanations

Close target: by Day 10

Included Everything in Stabilize, plus:

  • Monthly variance explanations (what changed and why)
  • Basic KPI dashboard (3–6 metrics)
  • Monthly review call
  • AP / AR posting only (up to 20 bills + 20 invoices/month)

Plan limits:

  • 1 entity
  • Up to 4 financial accounts
  • Up to 800 transactions/month
  • Stripe treated as a single deposit

Not included:

  • Collections or vendor management
  • Forecasting
  • Job‑level reporting (see add‑on below)

SCALE

Advanced Accounting & Fractional CFO

$2,000 / month

Best for: businesses ready for planning, forecasting, and finance leadership

Close target: Day 7–10 (complexity dependent)

Included Everything in Optimize, plus:

  • Rolling 60–90 day cash forecast
  • Budgeting or rolling forecast cadence
  • Scenario support (hiring, pricing, expansion)
  • Controller / CFO‑level oversight
  • Executive reporting pack

Plan limits:

  • Up to 2 entities
  • Up to 8 financial accounts
  • Up to 2,000 transactions/month

SELL

Exit Readiness & Deal Support

Custom Project Pricing

For owners preparing for acquisition. Bulletproof financials, data rooms, and due diligence defense.

SECONDARY SECTION

Enhance Your Setup with Add-Ons

Flexible extensions designed to plug seamlessly into your foundational plan.

⭐ Add-on for Scale clients

Project Finance Pack

Job-level clarity for project-based businesses.

Know which jobs are profitable while they’re happening, not after the job is over. The Project Finance Pack gives you clear visibility into project margins and trends—built directly into your month-end close.

What you get:

  • Job-level profitability reporting
  • “Top Jobs” snapshot (drivers of margins)
  • Clear exceptions (mis-coded costs)
  • Progress-based visibility for long projects

Priced by active jobs:

  • 1–5 active jobs: +$300 / mo
  • 6–15 active jobs: +$500 / mo
  • 16–30 active jobs: +$750 / mo
  • 31+ active jobs: Custom pricing

* Active jobs = projects with activity during the month or not marked closed.

Add Project Finance Pack
Operational Support

Payroll Support

Seamless, accurate compensation cycles.

Stop losing hours to payroll administration. We handle the processing, compliance checks, and precise journal entries so your team gets paid on time and your books reflect accurate labor costs.

What you get:

  • Pay period processing & reconciliation
  • Payroll tax compliance review
  • W-2 / 1099 annual prep support
  • Direct integration with month-end close

Standard Pricing:

$150–$300 / month

* Software subscription (e.g., Gusto, ADP) not included. Client maintains ownership of payroll software.

Add Payroll Support
Scalability

Additional Bank/Credit Cards

Expand your footprint without losing track.

Scaling operations often mean opening more accounts. We ensure every additional bank or credit card account is fully reconciled, synced with your general ledger, and reviewed for exceptions.

What you get:

  • Line-by-line monthly reconciliation
  • Missing receipt flagging
  • Inter-account transfer tracking

Standard Pricing:

$50 / account / month

* Billed automatically as new accounts are added to the data feed.

Add Account Support
Compliance

Sales Tax Filing

Multi-jurisdiction compliance made easy.

Stay compliant across multiple jurisdictions without the headache. We manage your sales tax calculations, reporting, and timely filings to protect your business from penalties.

What you get:

  • Monthly/Quarterly localized filings
  • Multi-state nexus monitoring
  • Exemption certificate management

Standard Pricing:

$50–$100 / month

* Pricing scales based on the number of states and filing frequency required.

Add Tax Support
Add-on for Stabilize Clients

AP / AR Posting

Accelerate cash flow and maintain vendor trust.

We handle the tactical entry of accounts payable and receivable so you can focus on strategy. Perfect for businesses needing transactional help before upgrading to the Optimize tier.

What you get:

  • Routine invoice processing & entry
  • Customer billing setup
  • Vendor statement reconciliation

Standard Pricing:

$150–$200 / month

* Note: Full collections management and vendor payments are reserved for Optimize & Scale tiers.

Add AP/AR Support
Project-Based

Cleanup / Catch-up

Turn historical chaos into audit-ready clarity.

Books months (or years) behind? Before we can stabilize your current financials, we perform a comprehensive historical cleanup to get your books tax-ready and perfectly accurate.

What you get:

  • Historical bank/credit reconciliation
  • Chart of Accounts restructuring
  • Missing expense recategorization
  • Generation of catch-up statements

Standard Pricing:

Custom Project Quote

* Priced based on the volume of transactions and the number of months required to bring accounts current.

Request a Cleanup Quote
What an owner sees
“Scale is my finance department. Project Finance Pack tells me which jobs make money.”
What Harbor delivers
  • Clean close
  • Reliable forecasts
  • Job‑level insight only when the foundation supports it

This separation is intentional—and it’s why your delivery stays consistent.

Pricing FAQs

No. It’s an add‑on because job‑level reporting adds review, judgment, and close complexity to the standard Scale package.

If your projects span multiple months and you need progress‑based visibility, yes—this is included in the Project Finance Pack when applicable.

Optimize improves clarity. Project Finance Pack runs job‑level accounting monthly, which requires Scale‑level processes and review. The foundation must be built first.

No. Clients maintain their own subscriptions so they always own their data. Our pricing covers Harbor’s expert services only.

Not sure where you fit?

Take our 3‑minute Finance Readiness Check and we’ll recommend the right starting point.

Don’t need a full package? Build your own team.

With Harbor’s Staff Augmentation, you can hire dedicated Bookkeepers, AP/AR Specialists, or Reporting Analysts from 0.25 to 1.0 FTE. You manage the work, we handle the HR.