Expert Finance & On-Demand Talent

We execute the daily details, build your reporting dashboards, and provide fractional advisory so you can focus on running the business.

Managed Services

We are your financial growth partner. Explore our managed services designed to stabilize your past, optimize your present, and scale your future.

STABILIZE

Essential Bookkeeping

OPTIMIZE

Full-Service Accounting & Payroll

SCALE

Advanced Accounting & Fractional CFO

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Exit Readiness

The best time to prepare to sell your business is 2–3 years before you’re ready. Harbor’s SOS² Sell program turns your financials into a story a buyer can trust — and helps you maximize the number on the other side of the table.

SELL

Exit Readiness & Deal Support

For owners preparing for acquisition. Bulletproof financials, data rooms, and due diligence defense.

  • We normalize 2–3 years of financials, identify gaps a buyer will flag, and build the margin narrative.
  • Clean P&Ls, balance sheets, cash flow, job/segment profitability, KPIs, and customer concentration analysis.
  • We answer buyer financial questions, re-cut reports on demand, model working capital scenarios, and coordinate with your M&A attorney, broker, and wealth advisor.
  • What happens to the proceeds? We help coordinate tax planning, Roth strategies, and personal wealth decisions so you don’t leave money on the table after the wire.
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Advisory Services

As your business moves through the SOS² stages, you’ll need more than clean books. Harbor brings in coordinated advisory services — tax, wealth, risk, and growth — so you’re not managing a pile of disconnected vendors.
Tax & Roth Advisory
Risk & Benefits Advisory
Growth & Scale Advisory
Tax & Roth Advisory
Tax & Roth Advisory
Risk & Benefits Advisory
Growth & Scale Advisory

Proactive tax planning, entity structuring, and Self-Directed Roth IRA guidance to help you keep more of what you earn.

“Your business income can build generational wealth. We help you structure it right.”

Protect your business and your people. We review your insurance (GL, E&O, cyber) and design health benefits that flow cleanly into your books.

“The right coverage costs less than one bad claim. We help you get it right.”

Fractional CFO support to model pricing, plan headcount, stress-test expansion, and align your compensation with your broader wealth picture.

“Growth that doesn’t destroy your margin or your sanity.”

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Staff Augmentation

Harbor gives you a named, trained team member embedded in your workflow, managed by us, directed by you. Flexible FTE commitments from 0.25 to 1.0, with no recruiting headaches and no single points of failure.

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A clean desktop featuring a laptop, vintage camera, and film negatives in a modern workspace.

Project-Based Accounting

Not every challenge fits into a neat monthly package. Whether you need a massive historical clean-up or a custom financial system built from scratch, our specialists drop in, solve the complex problems, and get your business back on track.
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